Consumers want to know, “does this Act have anything to do with credit?”
It actually has more to do with debt. Did you know your wages could be garnished, if determined by law, to pay back a debt. Money could also be removed from your bank account. Garnishment is the last resort for both collection agencies and the person responsible for the debt. While wage garnishment is evidence of a low credit score, this act doesn't really have to do with your credit report- even thought the word "credit" is in the title. Garnished wages can be implemented in the case an individual owes money to: a credit card company, the IRS, Child Support and lenders.
