Thieves are stealing your personal information from places you would least expect it! Professional establishments that you have been trusting for years are experiencing security breaches.
The value of your credit score has been compromised because of challenges caused by the state of our economy. People who figured they had good credit are finding their credit worthiness depreciated. Good credit is now defined by a score of 720 or higher. In recent years, a credit score of 650+ would allow a borrower the same terms that now are only awarded to people with a score in the 700s.
