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Credit Repair Blog

Posted Mon, 03/22/2010 - 05:04 by Stacy Evans

Welcome to the Innovative Credit Consultants Blog!

Our credit repair blog is designed to provide members and visitors with steadily updated information, tips, and do-it-yourself methods to improve your credit score and expand your financial possibilities.


In addition to the information and short pieces that we post on a regular basis, we want to hear from our site members and clients too. We encourage you to provide us with your thoughts and feedback at any time to improve our services and expand our member community.

Read more Credit Repair Blog posts by Stacy Evans

 

Why ICC, Can I Repair Credit Myself?

Posted Thu, 10/21/2010 - 02:30 by Stacy Evans

Can I repair my credit myself?

Yes. You can repair your own credit and you can try to get the results you want on your own. The truth is; it is easier to let ICC dispute items for you. Everyone with a credit report has the legal right to dispute anything on their credit report that is inaccurate and questionable.  Disputing items takes time, research and your process must include all three major credit bureaus in order to be effective.

Post Bankruptcy Credit Report Complaints

Posted Tue, 09/14/2010 - 02:06 by Stacy Evans

Bankruptcy can legally stay on a credit report for up to 10 years. Getting approved for a line of credit after bankruptcy is challenging. Still it is necessary to build your credit back up by getting approved for credit lines and making payments on time consistently. It is during the re-building phase people find delinquent accounts are still on their credit report.

Joint Accounts and Divorce

Posted Wed, 06/23/2010 - 21:39 by Stacy Evans

Each person has their own unique credit report and credit score. When you become married and apply for lines of credit together, both credit histories are used to determine approval. Credit reports do not merge in a marriage, they always remain separate.  If two people are married and obtain a loan together and later get divorced the loan is still the responsibility of both parties.  Even dividing assets cannot change the fact that two names are on a contract as equal and responsible parties.

Credit Matters

Posted Mon, 05/03/2010 - 22:13 by Stacy Evans

Avoiding credit is has become a futile resistance for many cash-loving consumers of today. Despite stories of credit card addiction and life-changing mistakes, there is a major advantage to be had by smart consumers, savvy in the ways of credit.

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