Spotting Credit Scams

Did you know that a collection agency is legally obligated to notify you of a collection in writing – even if they talk to you on the phone. The purpose of this practice is to allow a consumer the right/the chance to respond to the collection attempt and validate it.

Avoiding Scams

With all of the fraud going on in the world, it is hard to sift through the daily assault of ads from companies soliciting their services. No one likes to be scammed, which is why there are thousands of articles out there providing advice on how to avoid falling into a trap.
 
When you plug in a search for “credit repair,” millions of sites come up. The question is, how do you determine which of the 36,500,000 results pulled up in .17 seconds are legitimate companies that won’t run off and have a field day with your personal information? Here are a few ways to tell if your credit repair company is a scam.