If you are a college graduate, whether you went to Columbia or a community college, you likely have hefty debt from student loans. Financial aid is difficult to obtain, and even if you were eligible for scholarships and grants you likely had to take out loans from the thousands to tens of thousands of dollars to attend those classes that you were sure would pay for themselves. A Department of Education study revealed that about two-thirds of college graduates have outstanding debts, and the average amount hovers around $20,000.
