What To Do When Your Child's Identity Is Stolen
Identity Theft cases increase as each day passes. Everyone is at risk today because the Internet and other forms of technology play an active role in our personal lives and business lives.
Did you even know children can have their identity stolen?
In fact, a child's identity is very valuable to a thief, because the crime will most likely be undetected for years. Your child's identity can be used for: credit cards, bank accounts, utility services, doctor visits and more.
The number one sign your child's identity has been stolen or attempted to be used is: your child will receive mail that is more suitable for an adult. Look for these Red Flags: pre-approved credit card offers, credit cards bills and collection attempts.
What should you do if your child's identity was stolen?
Of course you should keep the materials that you feel represent your child's personal information was used. You must contact your local police department and file a report. This is vital in making your case believable. If you pull your child's credit report and a credit card company is listed, call them right away and explain the situation. Close any bank accounts in your child's name. Your bank will insist you fill out an affidavit and they will conduct an investigation before refunding any money. If no money was stolen, change the account anyway, it can't hurt.
You should also contact all three credit bureaus and place a fraud alert on your child's credit report. You can read more about how fraud alerts work right here on our site- click- www.icreditinc.com/knowledge/articles/fraud-alerts Creditors won't just remove items. A proper disputing process must occur even when the truth is obvious. ICC can help you dispute these items and get inaccuracies removed.
You can also get your child a new social security number. The truth is, it will be easier, since this involves a minor, to get the retribution your child deserves simply because minors don't have credit cards and such. If your child's identity was stolen- get the right attention, the right information, the first time at ICC.
Keep in mind, we do not charge a monthly fee, a sign up fee, we do not take deposits or charge for our time. We dispute for you and charge per deletion and only charge after the item is removed from your report. No tricks, no scams, no gimmicks. Get all the information you need for free and get a customized repair plan for free.
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